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高息支票

概述

  • Special Offer for New Accountholders Only — Earn 5.00% 年 for 12 Months on balances up to $20,0001
  • 无限的事务
  • 借记卡
  • 元素的签证® 借记卡提供控制, 安全, and convenience of paying at retailers with a tap, 一个刷, 或者一个芯片

一个好的选择,如果:

  • You want the flexibility of a traditional checking account while you earn dividends
  • You maintain a high average daily balance
  • Trade-off: Requires 15 qualifying transactions each statement cycle (such as using your debit card)
高息支票 Promo HINT 率 for 12 Months for New Accountholders 标准提示率
股息率 股息 率  年 
余额高达20,000美元 4.88% 5.00% 1.98% 2.00%
Balances greater than $20,000 0.10% 5.00% – 2.02%* 0.10% 2.00% – 0.86%**
Non-Qualifying率 0.05% 0.05% 0.05% 0.05%

Promo 5 高息支票 (Promo HINT) is a 高息支票 account with blended rate tiers, meaning the stated dividend rate will be paid on the portion of the balance for each tier. Tier 1 earns a promotional 5.00% fixed Annual Percentage Yield (年 on balances up to $20,000.00 for the first 12 months from the account opening date. *Tier 2 pays a blended 年 ranging from 5.00% to 2.02% on balances from $20,000.01 to $50,000.00 and is variable and may change at any time without notice. To earn Tier 1 or Tier 2 dividend rates, 15 qualifying transactions must post per statement cycle on the account. The statement cycle includes all transactions posted after the last business day of the prior month through the last business day of the current month. Accounts not meeting the qualifying transaction threshold will earn 0.05%的年 which is variable and may change at any time. 利率 are accurate as of December 1, 2023. On the first day of the month following the account opening anniversary month, the Promo 5 高息支票 (Promo HINT) 年 will automatically convert to the then current non-promotional 高息支票 account 年 which is variable and may change at any time without notice. Current 高息支票 account holders, Promo 4 高息支票 account holders and those with any 高息支票 accounts closed less than 180 days are not eligible. An existing 高息支票 and Promo 4 高息支票 account cannot be converted to the Promo 5 高息支票 (Promo HINT) account. Limit one Promo 5 高息支票 (Promo HINT) account per person. Other qualifications may apply. Promotional offer may be discontinued at any time. Only the following are qualifying transactions: 借记卡 purchases, 检查, 账单支付, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. 费用可能会减少收入.

高息支票 Account (Standard HINT) pays dividends using blended rate tiers meaning the stated dividend rate will be paid on the portion of the balance for each tier. The Annual Percentage Yield (年) for Tier 1 is 2.00% on balances up to $20,000.00 and the **Tier 2 年 ranges from 2.00% to 0.86% on balances from $20,000.01 to $50,000.00. To earn Tier 1 or Tier 2 dividend rates, 15 qualifying transactions must post per statement cycle on the account. The statement cycle includes all transactions posted after the last business day of the prior month through the last business day of the current month. Accounts not meeting the qualifying transaction threshold will earn 0.05%的年. 利率 accurate as of December 1, 2023. All rates are variable and may change without notice at any time. Only the following are qualifying transactions: 借记卡 purchases, 检查, 账单支付, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. 费用可能会减少收入.

概述

  • 没有最低结余
  • 无限的事务
  • 元素的签证® 借记卡提供控制, 安全, and convenience of paying at retailers with a tap, 一个刷, 或者一个芯片

一个好的选择,如果:

  • You use direct deposit, are 50 or older, or are under age 25—no monthly fee!
  • You don't want to have to maintain a minimum balance
  • Trade-off: Account earns no dividends

概述

  • For students ages 15 to 24
  • 没有最低结余
  • 无透支费
  • 无限的事务
  • 元素的签证® 借记卡提供控制, 安全, and convenience of paying at retailers with a tap, 一个刷, 或者一个芯片

一个好的选择,如果:

  • You are a student that wants the flexibility of no minimum balance with the 安全 of no overdraft fees
  • You want to teach your child how to manage their money
  1. 1 Promo 5 高息支票 (Promo HINT) is a 高息支票 account with blended rate tiers, meaning the stated dividend rate will be paid on the portion of the balance for each tier. Tier 1 earns a promotional 5.00% fixed Annual Percentage Yield (年 on balances up to $20,000.00 for the first 12 months from the account opening date. *Tier 2 pays a blended 年 ranging from 5.00% to 2.02% on balances from $20,000.01 to $50,000.00 and is variable and may change at any time without notice. To earn Tier 1 or Tier 2 dividend rates, 15 qualifying transactions must post per statement cycle on the account. The statement cycle includes all transactions posted after the last business day of the prior month through the last business day of the current month. Accounts not meeting the qualifying transaction threshold will earn 0.05%的年 which is variable and may change at any time. 利率 are accurate as of December 1, 2023. On the first day of the month following the account opening anniversary month, the Promo 5 高息支票 (Promo HINT) 年 will automatically convert to the then current non-promotional 高息支票 account 年 which is variable and may change at any time without notice. Current 高息支票 account holders, Promo 4 高息支票 account holders and those with any 高息支票 accounts closed less than 180 days are not eligible. An existing 高息支票 and Promo 4 高息支票 account cannot be converted to the Promo 5 高息支票 (Promo HINT) account. Limit one Promo 5 高息支票 (Promo HINT) account per person. Other qualifications may apply. Promotional offer may be discontinued at any time. Only the following are qualifying transactions: 借记卡 purchases, 检查, 账单支付, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. 费用可能会减少收入.